Capture 12

Over thanksgiving break I read a book called "The Total Money Makeover" by Dave Ramsey. It was a great book that took principles about frugality that I believe in and showed how to apply them to be successful, no matter the income. It was truly motivating, as well as captivating. I like how he was able to publish a book and thereby teach millions of people how to better use their money. Business, finance, all those things, have always really interested me, but I left the business school shortly after my mission because I figured out I wanted to teach. I had always thought about how cool it would be to teach finance, economics, and such to high school kids, but I had always just figured that if one of those classes opened up in my school I would try to get it. However, after I read this book, I've been thinking about it so much, and realizing how large of an impact it could make on students' lives if they figure out what to do with their money. That book had some shocking statistics that showed how poorly many americans manage their money. For example, over 80% of college students graduate college with some debt. 97% of americans aren't financially ready to retire when they are of retiring age. I want to become involved and help people with that. Debt is often caused by a lack of financial knowledge, and debt can be super depressing and crushing. It is a horrible master but an excellent servant. I took a look at the requirements online at uose to see what I would need for an endorsement to teach those classes. It is a 15 credit endorsement, but I already have the accounting credits and macroeconomics credits, so I would only need 9 more, (microeconomics, finance, and one other). I'm seriously considering picking this endorsement up...